Financial Counseling Certification Program (FiCEP) Practice Exam

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Master the Financial Counseling Certification Exam with our comprehensive quiz. Test your knowledge with multiple-choice questions and detailed explanations. Enhance your learning experience and boost your confidence ahead of the examination!

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What is the first immediate step someone should take after the death of an individual?

Determine if the deceased had a prepaid funeral plan
Contact family members to inform them
Settle any outstanding debts
Arrange for a memorial service

The correct answer is: Determine if the deceased had a prepaid funeral plan

The first immediate step someone should take after the death of an individual is to determine if the deceased had a prepaid funeral plan. This is crucial because it provides clarity on how the funeral arrangements will be handled, possibly easing financial concerns during an emotionally challenging time. Knowing whether a plan exists allows the family to make informed decisions and avoid making hasty arrangements that may not align with the deceased's wishes. This step is essential as it can also prevent unnecessary stress and financial strain, ensuring that the funeral process aligns with both logistical and emotional needs. While contacting family members, settling debts, and arranging memorial services are important tasks to undertake, verifying the existence of a funeral plan offers crucial guidance on how to proceed in accordance with the deceased’s preferences.