Financial Counseling Certification Program (FiCEP) Practice Exam

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Master the Financial Counseling Certification Exam with our comprehensive quiz. Test your knowledge with multiple-choice questions and detailed explanations. Enhance your learning experience and boost your confidence ahead of the examination!

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Is there a federal law that prevents garnishment of wages for child support payments?

True
False

The correct answer is: False

There is no federal law that outright prevents the garnishment of wages for child support payments, which means the correct answer is that such a law does not exist. In fact, federal law allows for the garnishment of wages to enforce child support obligations. The Child Support Enforcement Program, part of the Social Security Act, gives states the authority to garnish wages to ensure that non-custodial parents meet their child support responsibilities. States can establish automatic wage withholding for child support as an effective means of enforcement. This means that once a child support order is in place, employers may be required to withhold a portion of the employee's wages to satisfy the payments. Therefore, while there are protections and limits regarding how much can be garnished, there is no federal prohibition against garnishment for child support, making the correct answer reflect that no such protection exists.